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Fwiw, MEXICAN timeshare operations seldom exert any significant collection efforts and they very rarely bother with any negative credit reporting. To repeat, this statement applies to MEXICAN (not U.S.) timeshare operations. The Mexican entity may be more aggressive if they happen to also have a business presence in the U.S., but the fact of the matter is that most don't. Remember, Mexican timeshares are really nothing more than right to use (RTU) "memberships". There is no actual ownership of anything at all, no deed, no "equity" of any kind, nothing on which to "foreclose" even after fees go unpaid. The Mexican operations, unless they also have a U.S. presence and U.S. affiliates, simply cancel the RTU "membership", keep whatever money has been paid to date and call it a day, waiting for the next "lucky" customer to come along who is willing to sign on the dotted line while there in Mexico in "vacation brain" mode.