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[Q=robertk1141] ...."fastest exit?" They claim to be able to get money refunded through legal action.[/Q] Nonsense. I've never even heard of them, but you can rest assured that the only "fastest exit" that will occur with them is the fast exit of money from your bank account straight into theirs, with no other subsequent results. No "legal action" can just magically dissolve a valid, lawful and binding contract --- let alone obtain a "refund". That claim is just absurd. There is an old saying that "A fool and his money are soon parted". Don't become someone proving that to be true.