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If a class action suit or any other type of action occurs, count me in. I am tired of not getting the truth. The other day I had to leave a presentation that started at 8:30 and was still going on at 12:30. I needed to catch a plane home and didn't the salesman come after me in his car to try and get me to go back and sign a contract, which the manager said he would Fed Ex to me. Is that suspicious or what? I am disgusted with the way the fees have gone up this year - my salary has not gone up between 25 and 30%. ETice