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I think you misunderstand the value of your week. If you plan on going to your home resort during peak season, don't exchange your week for points that year. You are still entitled to book your week like you always have in the past. However, if you plan on going to your home resort in off peak months, it is worthwhile to exchange for points because it will cost you fewer points than you will be given for your week. Try the points calculator on the MVC website under the tab "View Your Weeks" and you will see this is true. You will actually be able to stay longer than 7 nights if you wish in off peak seasons for the number of points you get. In addition, if you lock off or exchange for Marriott reward points, or do internal exchanges, the $165 or $199 yearly fee (depending on if you have less or more than 6500 points enrolled) is a savings as these individual fees are included. Again, go to the MVC website to view examples of the savings in fees. In addition, the program allows you to use points for cruises, vacation tours to places like China, Africa, etc. I own 2 Marriott weeks and plan on joining the point system before the end of the year (you'll receive 800 bonus points)