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[Q=lalitai]Their lawyer fee is $3,495 for their services...We owe quite more than the $3,495 on the timeshare so it would be nice to not have to pay on that for the next 12 years.....[/Q] So let me get this straight. You owe the mortgage lender >$3495 but paying the law firm $3495 will make the mortgage magically disappear? That sounds like a good deal for you and for the lawyer but what will happen to the mortgage lender and the money you owe? I don't think the lender will like this deal?