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I love our ownership. Why is everyone so md on here....but whenever we vacation. OMG. I need one. Going crazy at home. But all the owners love it. You all just don’t like to buy it. Be honest. There is no way to stay in Maui for 2 months in a one bedroom condo on the water for $5,000 in Jan-Feb. that’s like $90 a night. Those rooms rent for $800 a night. Florida. Yes. You can rent for $100 a night. But, You have to get to platinum or higher and own in hawaii. It works for us. We bought 1 week on resale and the rest direct. 75,000 HI. 25,000 Cabo. US collection is garbage. Glad it’s going away.