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hello kevin, perhaps disney and hilton have some class along with empathy and sympathy for their owners/clients (the people that keep them in business.) somehow, i can't assume that TMC will follow suit by making reservation adjustments to carry over till next year as covid-19 (coronavirus) has a chance of being mitigated and reducing its pandemic status by that time...."not charging any late fees for payments and canceling scheduled vacations with no Financial penalties." that kindness and understanding has never been shown to be part of TMC's psyche or modus operandi. on the other hand, we would all appreciate a dose of milk of human kindness from TMC during these times of strife and life and death covid-19 environments. this could enhance TMC's status toward being a more humane and understanding HOSPITALITY-ORIENTED organization. should we look forward to that happening? it would be a refreshing occurrence for TMC to notify its owners of the essential, generous and temporary adjustment of its reservation policy until covid-19 is more under control. [Q=kevin631] I was listening to the news today and there was a report concerning the Disney vacation timeshares and Hilton vacation timeshares. Both companies are making adjustments and showing consideration and understanding for their owners. Letting weeks/points carryover till next year, not charging any late fees for payments and canceling scheduled vacations with no Financial penalties.[/Q]