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I have a problem converting over to weeks - when I sat down at my resort to talk about it, I realized that the conversion would have left me with the inability to get back into my own resort!!! Besides not getting my monies worth in the conversion there are too many rules and hidden fees. This was Sunterra and there are exchange fees plus not every prime time unit is 5000 points - my units would go for 18000. They were only willing to give me 15000 for them and sell me another 5000 (at a discounted price of course!!!).