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Re: COVID-19 Related Cancellations

I rented 2 1/2 weeks at Grande Villas fro February 2021 through Vacatia. The Canada-US border is closed now (July) and Florida is a hotbed of Covid. I did not take insurance when I booked in february 2020 as I knew that if I could not go, one of the family would. But now nobody can go. I asked Vacatia about Diamond refunding the prepaid booking and they said at present no refund due to no cancellation insurance. Going forward, does anyone have any idea what will happen if the border remains closed or id Florida resorts are closed due to pandemic...will Diamond have to refund?