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Again I asked Marriott Vacation Club with email as what is the importance of the August 31, 2020 in a cancellation more than 60 days in advance. Their quick answer is since I didn’t bank the points by June 30, 2020 I am SOL, Now I ask if the cancellation is on a reservation less than 60 days from August 31, 2020 the point can be placed in a holding account to use in 2021 depending on a notification period and availability. So 61 days out from August 31, 2020 for cancellation use points in 2020 or lose them or use Interval, whatever that is . Using 59 days out you can place in a “holding account”. I will anxiously awaiting an extension of that August 31, 2020 Covid deal.