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[Q=johnh274]It's DEAD wrong about II when it comes to look for exchange before DEPOSIT. A deposit HAS TO BE MADE prior look-up being done by II. II 's possibly changed their policy. It just happened to me at the time I searched for timeshare in Aruba.[/Q] [b]I haven't heard anything about II changing their policy concerning not having to deposit before looking for an exchange. I hope they haven't changed because it was their strongest positive feature.[/b]