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Rob 81 states: >>Just my suggestion. buy a week you can use all year round <<. ====================================== Easier said than done. This would mean purchasing a "float" week and Sharon very clearly indicated a desire to go "south" in January --- exactly when it's very difficult indeed to find and/or reserve a "float" week at many Florida resorts. In fact, numerous coastal Florida resorts actually PROHIBIT a "float" week owner from reserving their annual week during certain time periods (typically weeks 5-15, which is most of the winter). For what Sharon has specified, a fixed week 3 is likely her best bet, by far --- but that's of course her decision.