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I can personally vouch that RCI does have one set of inventory that is available as a rental pool and another set that is available to owners. We were told that RCI cannot allow an owner to "use" a week that another owner placed for rent. I am not sure how their system works, but I can tell you a little about both sides..One, many wholesale companies have a contract with RCI for rental inventory. We can turn to those companies and get vacation weeks for wholesale cost where as an owner myself with RCI, I can't get those weeks on deposit or exchange. Snap Travel has been around for several years. I have actually rented the units from them when I could not exchange or use a deposit through RCI. RCI is making plenty of money either way but with people becoming more educated about the ups and downs of timeshare ownership, I think things could spiral downhill for their company. Hopefully it will work out to everyone's advantage somewhat...