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[Q=kayes15] Any thoughts on Sunterra Points system[/Q] Do you have a specific question(s)? The system provides a good deal of flexibility, but the biggest question is what are you buying and from whom. Are you buying a Diamond Resort from a developer? Are you buying a unit that is part of the Florida Trust whereas you can swap into one of 20 TS? There are many questions of whether or not a purchaser of a resale unit can join Club Sunterra or not. Some say it costs an extra $3000-$4000 to join. This would give you the opportunity to book into the 100 or so Sunterra resorts world wide. I've also felt the annual fees were higher than average. If you join Club Sunterra it's a 'base fee' of a few hundred dollars plus a per point fee. Please don't quote me but I think the per point fee was something like 7 cents/point (10,000 points would be around $1000/year). Other posters...please correct me if I'm wrong. Mike