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Maintenance fees

[Q=sheilah34] Maintenance fees - Are these paid yearly or monthly? Do they include yearly insurance? I'm REALLY new to this. What other costs are likely to be tagged onto the purchase price?[/Q] [b]The vast majority of maintenance fees are paid yearly and they likely rise each year, taxes (many are included in maintenance fees) and possible special assessments that owners pay for some sort of updating to the resort if the HOA does not have in their reserves to meet the expense.[/b]