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We started with RCI back in June 2006 after the class action lawsuit took place. Since October 2006, we have been calling Rci on a regualer basis trying to use our banked week. As of today still no such luck. We can not go anywhere, and the banked week expires on 12/31/2008. I just had to pay $167.00 to extend that week out until July 2008. My last call to RCI on 8/4/2008 and apoke to Caleb. He actually told me that he could not exchange my week, but if I wanted if could rent a week from RCI directly and pay RCI $ 1500.00. I was irate and he knew it. I can't use my banked week any where,but I could rent from them directly. I have made a complaint with the Better Business Bureau. I just found out today from this forum that therewas a class action lawsuit going on.