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Needed guidance in respect of loans

I’ve got great credit, but every lender I talk to tells me that I don’t have enough income to qualify for a loan. I’ve asked about “stated income” loans, but they tell me investor stated income loans are so expensive it doesn’t make sense to use them. There have always been no money down “gurus” out there that claim they can do no credit, no down deals. Does anyone know if this is really possible and are there any good “free” resources for this information?