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lindau16 asks: >>so what happens if i refuse to pay i can barely afford the maintainance fees<< ================================================= For starters, if you "refuse" to pay a lawfully issued bill, you will be denied future access to whatever week you own until your account balance is resolved. Your amount due will continue to grow as interest and late fees will apply to the balance due. If left unresolved, your unpaid account will likely be handed over to a collection agency at some point as an unpaid debt. Foreclosure is a future possibility, but one which a resort does not really want to pursue, since doing so costs them money and also ultimately relieves you of financial responsibility. They know perfectly well that as long as YOU have the ownership, then YOU also retain the legal responsibility and personal accountability for the bills; they certainly will not be in any hurry at all to release you from that particular legal and financial responsibility by foreclosing on you.