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Hi Jayjay, I did buy one third of my holding from a developer, which was my first purchase. Fortunately, it was at a desirable resort. I would lose money if I sold now, but not as much as the typical 85% to 75% that one usually loses relative to the developer price. The balance of my weeks were bought resale. Except for the accumulated interest I would receive if I invested the money I paid for the timeshares, I keep an accounting of all my vacation accomodation costs to ascertain what value I am obtaining for my purchases. So far, I am happy with the value I receive. Stan.