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Thanks for the feedback. I am new to this site so I didn't read the other posts regarding VillaTrader. Many of you must have been around for a while and some of you are pretty brutal to us newbees. I appreciate those who posted responses to my initial message without insinuating I must be naive, stupid, or even blonde! After all, I found this site to ask my question BEFORE I agreed to "list" with VillaTrader. LESSON LEARNED.