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The nice thing about accepting credit cards thru Paypal is it allows you to offer the customer some levels of purchase security to make them comfortable and it allows you the owner to be much more comfortable when receiving certain short notice payments such as a rental two weeks in advance. Any check received less than two weeks in advance can be fraudulent, even a certified check. you don't want to know after the rental begins or ends that the check bounced. If you make your Paypal Account Premier your fee to accept credit cards is 2-3% lower, although a premier account is charged a fee for ALL money received whereas the personal account is not charged for payments made from the other members' bank accounts or Paypal balnce.