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[Q=helenz8] I do not have points. I own a fixed week yearly. I am not sure how the point system works throught Diamond.[/Q] Maybe it could be a funky way the charge for MFs based on the "season" or soem other factor. At teh New Hampshire TS which I own, the MF can only go up a certain percentage each year. But to account for any loss of $$$, new owners were charged a higher MF than owners who have had there units for many years. As a result, there are different MFs for different people, based on when the unit was purchased.