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Sorry you are having such trouble joining our yahoo TMC group. I still come up with the same link for joining as I posted above, so do this: go to yahoo.com, then do a search for Groups. NExt, type in a search for Manhattan Club and you will see it, with a link that says "Join". Click on that link and it should guide you through the rest of the process. It's a pretty active listserv right now with some talk of trying to organize a class action lawsuit and also with some of us (myself included) looking to unload this loser of an investment just in exchange for two years' maintenance fees and the necessary transfer fee that Manhattan Club rips you off with to add insult to injury! Let me know how you make out and good luck.