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I kinda like the points when I think of what my 2b lock off (mountain) at Ko Olina can do. My lock off always gave me two exchanges with II and that was good. But my week which is valued at 4025 pts is worth FOUR 1bd villas in Vail (January). 1000 pts for seven nights at Marriott's Streamside. I'll bet I could get some pretty attractive exchanges with II. Right now as we speak they are available so I'm not so convinced that points are a bad thing.