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Just saw this from http://www.marriottvacationclub.com/landing/email/insider/november/important-dates.html •You will receive your 2011 MVC Trust Owners Association (TOA) maintenance fee at the beginning of November for your 2011 use year. The TOA maintenance fee for 2011 is approximately 40 cents per Vacation Club Point owned. Your maintenance fee will also include your 2011 Club Dues. From the Marriot website, I could not find any info about this fee. Say if you got 5000 points, that's extra $2000 in TOA maintenance fee! Do I understand it correctly?