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Agreed. Usually based on when you made your purchase,you have an assigned renewal date when all of your points magically reappear! Isn't that nice? You might lose unused points from your previous Use Year or a particular company may have some provisions for carryng them over. If you have enough old points for a full week in any size unit, you can also deposit such a week with RCI Weeks, II, or some other exchange company. In that instance, you would normally have up to two years in which make an exchange. Consult your own resort company for details. MD