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If DRI during the sale process puts a value on the club, and then uses not paying for it as an inducement to purchase. They have established a value to it. So whether you paid money for it, or it was an inducement it to purchase makes no difference the Value is there. The value was established by DRI. Without that value you might not of purchased, therefore taking it away would definitely decrease the value of your points. So if anyone has purchased and the contract does not say you paid for the club, it is very relevant. If you gave your contract back to DRI, or sold it and you feel you did not get the value that DRI led you to believe it was going to be worth you might want to contact me. If DRI has a policy that purposely diminishes the benefits of a contract that is a huge liability for them. You should contact me. I am in the process of filing a lawsuit against DRI. The more people we have to accurately testify to their practices during the presentation the better. Whether you are no longer an owner or you continue to own with DRI, if you feel you have not been treated fairly please contact me, the link is below. http://www.diamondresortsowners.com and send me an email. GB