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We are staying at Sheraton Desert Oasis in Scottsdale on a RCI exchange - the resort is beautiful and staff are fantastic. We went to a sales presentation yesterday. Bottom line is that SPG is selling a 2bdrm/2bath unit for $500,000+ ($10,000+ for one week x 50 weeks) plus about $3,000 per month in maintenance and taxes. Think about what type of condo you can buy for this type of coin! As far as all the extra points (which are not free - they want $1,550 for those) - you decide. An Amex Platinum card costs around $400 per year (about half the cost of the annual maintenance), you get 25,000 points when you sign up, and if you know how to work the system, you can keep getting bonus points.