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You're very lucky if foreclosure is "painless" ...

Let's just say that your ideas sound just as idiotic to me as mine do to you. Besides, there is a big difference between defaulting on a timeshare maintenace fee and defaulting on a mortgage. I will not be responding to anymore melodramatic responses about imagined hits to my credit. It seems to make a lot more sense for you to spend hundreds of dollars a year for nothing. Go for it. If you don't like the idea of default, though, why not get rid of unwanted units by lowering the asking price below what the resort is aking for the units they own? Better yet, why not just give it away? If you can't find any takers, try giving it to the resort. I'm sure they'll be happy to sell if for you and keep the proceeds for themselves, and you'll finally be rid of your maintenance fees.