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Bob, More information, please. Your time share garners 44,000 points each year. Does this mean you have a particular time share or just continue to get 44,000 point each year provided you pay the annual maintenance fee? If this is the case, one would be a member of RCI, earn 44,000 each year to be used for any time share, any place, any time that you would have enought points to reserve? Please clarify what I am incorrect on. What would the transfer fee be and are there other costs to close? Thanks for your help. I, too, am just entering the time share market and still don't understand how things work. June