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Well, its crunch time. Signing for the Pahio deed soon. Anymore news on changes with Wyndham ownership? Are they going to be able to extort more money to pay for them managing it? ( Since we have no choice now). I plan on staying as a Pahio owner and not converting. Does anyone know who the building insurance is with? It didn't appear to cost very much on the itemized maintenance bill. Is it hidden under management fees for Wyndham? They seem to be the most expensive item on the list? Any info will help me, Thanks gerib