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I agree SMA is a total SCAM. Promises to 'market' your timeshare and provide rental opportunities to make thousands of dollars... I have received 'referrals' that are worthless! They send specific resorts, strange dates and never anything that remotely resembles my weeks.. When I called to cancel, the receptionist said "you signed a contract, you CANT cancel. SO go ahead and call your credit card compan and we will respond accordingly" We never promised you we would rent your timeshare...just provide referrals... I have contacted my credit card co, FL Attorney General office too. I will fight this until I get my money back!