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It is paid for, it was not financed through them. Anyways thanks for all your input. We are dealing with the fact we have this, it is a really beatiful spot and hope to be able to rent it and get our maintence costs, plus will go ourselves sometimes. Cabo seems to be a little better for people if they do choose to go to Mexico. As our friends we took with us this year in Jan., comented At least you have a timeshare that is really top quality and reasonable to go the all inclusive meal plan for $90 a day with drinks included.