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Tis may be a duplicate message, I went to my calculator page while I was writing this and lost my original message, or sent it - not sure which. Anyway, the maintenance fee on points works out to be higher than on deeded weeks. Our three weeks in Hawaii are over $5200 on the deeded side, but would be over $6,000 if we had converted them to points. This is based on the Marriott rep telling us at Shadow Ridge two weeks ago that the maintenance fee is now $ .41 per point. Our Hawaii property is valued at 14, 650 points so that's a bad deal. Secondly, you are better off financially to purchase a rental week through RedWeek's owners. The maintenance fees , e.g., $5200 for three weeks or six weeks with lock off option, is an annual expense. Many owners put their weeks up on RedWeek just to pay fees