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I have a deed AND I also belong to the Club. I pay maintenance fees and also Club dues. BOTH of those have gone up every year, of course! I receive points every year which I can either use at my home resort or exchange for another resort. Also part of my fees go to membership in Interval International. So if Diamond does not have a resort where I want to go, I can exchange for an Interval resort....for another fee, of course!! I have been told that if I drop out of the Club, I will only be able to use my weeks at my home resort. Or I would have to carry my own membership in Interval for exchanges, which could cost me as much or more than membership in the Club!! Everything has gone up to the point where timeshare ownership is no longer a bargain of any kind. I don't understand why people are still buying from these companies at their prices, when they could practically "steal" timeshare weeks by buying from someone who wants to get rid of theirs!!!