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Whether you rent a car depends on what you want to do. You can enjoy Playa del Carmen--shops, restaurants etc. plus beach, just by going on the shuttle. You can buy many different tours at the resort, most not that much more expensive than a car for the day, and definitely more interesting. I recommend Xcaret and Chichen itza. And there's so much to do at the resort, that you wouldn't use the car more than a day or two anyway.