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I've read most of the posts here and I'm still not sure of the benefits and drawbacks of having my points in the Hawaii Trust. At this time I have 11500 deeded points and 8000 in the trust. Diamond has offered to combine our points along with our parents points that are in the trust so we will reach Gold level and save the $ we spend on two club memberships by only having one. Just not sure if I'm missing something and will regret this move if I make it. We have owned since 2005 and have never had a problem booking our home resort of KBC every summer, so other than the ever increasing MF's we are happy owners. Any guidance is appreciated. Thanks