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I second everything you said. I too was sucked in and now cannot get a reservation in any California Resort. Not only at the Christmas or holidays but it seems throughout the year. I too tried to sell my shares but could not find any takers. They are still selling and at visit to Kauai found many new "suckers" yet they tried to convince me to buy more points. They said they had no more Hawaiian collections to sell even if someone came in with cash but would change my collection back to include Hawaii if I bought more shares. They give "used car salemen" a bad name.