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[Q=robertd992] I was never aware of the different collection and I was convinced the US collection would cover everything and was taken in by thinking US meant all the United States territories ( including Hawaii and California.). Being naive and stupid I went along[/Q] They should have given you a list with the resorts on it. It should have been with your materials that you signed indicating the resorts. I am sorry that you were not informed that you'd lose Hawaii.