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It is best to use an attorney who knows the legal ramifications of timeshares. The resorts can place a lien or judgement against you. It doesn't matter if they send you documents or not. I've seen it happen many times before. WWTC/Emery Law will guarantee exit and they will go after any monies paid into the resorts. It doesn't matter if you owe on them or they're paid off they will get you relieved of all obligations legally and help protect your credit. They offer free consultations.