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I believe maintenance fees are just like any other debt. You go into default and it will go against your credit rating. You could try selling your points on ebay or any other selling avenue. Lastly, perhaps if you call the management company they might offer you some other solution. I owned a timeshare once and asked the management if they would take it off my hands for free and the manager had said yes and then they changed their minds. I actually contacted the Consumer BBB and the State Dept of Consumer Affairs and I was able to give it back to the company. However, my case was rare because I had documentation saying they accepted to take it back.