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I just found my CD with the offering plan. it contains - 83rd Amendment, Eighth Restated Timeshare Offering Plan including amendments 84-87. I, too, was told that I was "owner" of a piece of Manhattan Real Estate. I have not read it. To be sure, as I bought in 2013, I knew the yearly cost, but I thought that it was a good investment (hah) since they told me they would by it back if I wanted to sell it and had first right of refusal if I were selling it privately. I do have a points ownership -- with three nights at Manhattan Club and 4 with RCI -- Just recently changed it to 4 and 3. I usually come the same time each year so I make the reservation a year in advance and have not had an issue. But now that I realize that it was a major sales job (how naive I was) and that much of what was told to me was not true, I am very angry too. I have not paid my maintenance yet (waiting for tax refund!). I will do whatever I can to help our case.