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Has anyone used HELP4TSO

[Q=nathank38] My company uses H4TSO to get people out of their timeshare when they owe a balance on the property. Great company, 100% success rate[/Q] This seems confusing. First, why would a distressed timeshare owner with an upside-down mortgage contact your company to use H4TSO? Can't the owner just contact H4TSO himself? Secondly, what's the cost for your company's services and H4TSO's services? And who absorbs the debt owed on the mortgage? Most of these mortgages are third-party lenders. So let's say I still owe the finance company $10,000 for a property that is worth about $1 resale. And then I pay your company $1000 (or whatever you charge) to sub-contract with H4TSO to get me out of my timeshare. Sure, I would be happy to pay only $1000 to your company instead of $10,000 to the lender. But what now happens to the money I owe the lender? I don't think the lender would be happy?