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Thank you sallyw109 and others for sharing your stories. We've been paying and are tired of not seeing any returns: We haven't been able to use the property for 2 years, nor have we been able to use the converted RCI points. The whole reason we joined MC is because we live 25 miles from NYC and we wanted to take mini-vacations to the city, because all of our big chunks of vacation time are used visiting family far away. We've gone one time since we bought in 2011. Very disappointing, to say the least, but we're very thankful that there is action being taken.