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Can owners come together

[Q=fazirm] There should be a way out for owners who cannot afford the pay their mortgages and fees due to financial hardship.[/Q] In an ideal world, there would be a yellow brick road leading to an easy exit. In the REAL world however, timeshare developers sell a product to people who CHOOSE to come to them and then voluntarily CHOOSE to buy an overpriced timeshare. Just like for a home mortgage or for a car loan, the only "way out" is to either pay off the (mutually, voluntarily agreed) loan contract terms or face default and foreclosure. No developer has to (or ever will) take responsibility for the personal choices that people make to choose to come to them and then voluntarily CHOOSE to buy an overpriced timeshare product.