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Lauram, I agree with Bob's advice to you. When I quit paying the maintenance fees, I also closed my checking account that the payments came out of and opened a new account so that TMC couldn't access my money. Initially, TMC reported the non-payments to TransUnion credit agency, who almost immediately dropped my credit score over 60 points (only Trans Union; apparently TMC doesn't report to the other 2 credit agencies). I quickly wrote a letter to Trans Union describing the legal and court actions against TMC and citing those as my reasons for stopping payments and breaking all ties to the illegal scammers. In less than a week, my Trans Union score went back up to where it was and I received a letter from TU advising that TMC was deleted from my credit report. I've had no problems since then, and only get the usual monthly billings from TMC, which I ignore. I agree with Bob, your first step is to discontinue all payments. Sally W