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[Q=lizzyl2] Do you how much percentage of what you paid do they return to you??[/Q] If you bought a contract with Wyndham during a brief time when they were offering a program called Pathways, (which required a new purchase during that time) you might be entitled to about 20% of what you paid retail. Most people qualify for Ovations. In some cases you are offered 3 years worth of points to use by calling and booking without paying MF for those points (in return for returning your deeds/contracts). Other are only offered the option to return the deeds/contracts without any compensation.