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Hi Garyb, Briant, Markl, and Jims. All your response's sounding like a true Wyndham employee.... Just for your information Webster's definition of scam is: a dishonest way to make money by deceiving people, or to deceive and take money from (someone), etc......but maybe a ripoff is a better word.... If you really would have 1000000, (or more than a million) points you would need to pay off $200000-$250000, and you try to tell $6000 yearly is bothering you? Did you know 80% of this country has that (or lower amount)as of mortgage for their whole life for their house? This is a property (dead) and as all property comes with fees, taxes etc. I do nor really bothered by the maintenance fees we are bothered by the dishonest way this company start to behave, the mess in their financial systems, records. The real reason why i call it scam because if somebody selling you something for (let say average) $22000/100000 points, and the same company when need to take it back says it worth $0.....maybe you see the point. This "company" will resell your "supposed" returned points (deed's) to other people for event more money than they sold to you. Is that sound fair to you? it sounds suspiciously like the first Webster definition....... and again Wyndham employees do not reply disguised as a rest of us, if you would like a Motel as vacation you would not buy a vacation resort apartments (points) for several hundred thousand dollars ..... so please leave this place for the real timeshare owners thank you