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Hi Jon, Sounds like a quite reasonable position. Except that after 3 years of negotiation by the AG who has unlimited resources, a settlement has already been reached. Now I understand that lots of folks on this thread aren't happy with the settlement. And there is yet another Attorney gathering names. But as you consider undertaking a new effort to remake the MC or the settlement, read the 200 pages of this thread to get a sense of the range of opinions and sophistication of your fellow owners. I don't think anyone expects much from the settlement except closure; and the best measure to quickly satisfy a large number of disgruntled owners is the lifting of the freeze on transfers. And that is up to the AG, not the MC. By taking back deeds from owners in arrears, it does not change the Club's income position. It just clears the decks and let's everyone move forward.