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Hi Massie, As long as you owe money, either on the purchase or on maintenance fees, your creditor has the right to pursue payment. They might not be doing so because the optics would be terrible, but they have not given up the right to do so. You cannot "walk away" with certainty unless the creditor releases you. Otherwise, you're just waiting for the other shoe to drop. As far as selling goes, there are precious few interested buyers at any price; and I also suspect that maintenance fees would need to be up-to--date and the $1000 transfer fee paid before any transfer could take place. IMHO, best to wait and see.